The Xformative Perspective

Embedded Payments isn’t One Thing: Understanding the Core Components for Use Cases

Embedded Payments Isn't One Thing Understanding the Core Components by Use Case Embedded payments gets used as a single category,...

What Does a Program Manager do?

What Does a Program Manager do for a Card Program? When organizations launch a card program, they tend to focus...

How SaaS Companies Embed Card Issuance and Payment Features

How SaaS Companies Embed Card Issuance and Payment Features Most SaaS platforms did not begin as financial companies. However, many...

Xformative Expands Leadership Team to Accelerate Innovation in Payments Infrastructure

Xformative Expands Leadership Team to Accelerate Innovation in Payments Infrastructure Expanded leadership team brings deep expertise in regulated payments, cloud-native...

What Is Ledger as a Service, and Do You Need It for Fintech?

What Is Ledger as a Service, and Do You Need It for Fintech? Most fintech discovery conversations start with card...

What do card issuer processor companies actually do?

What Do Card Issuer Processor Companies Actually Do? When a cardholder swipes a benefits card at a pharmacy, taps a...