The Xformative Perspective

How to Choose the Right Payment Processor as a Fintech Startup: 7 Key Criteria

How to Choose the Right Payment Processor as a Fintech Startup: 7 Key Criteria Key TakeawaysMost processor comparisons are built...

Private Label Balance Sheet Lending: A different model for consumer installment loans

Private-Label Balance Sheet Lending Explained A Different Model for Consumer Installment Funding A practical look at what private-label balance sheet...

Cloud First APIs vs Legacy API Integration

Cloud First APIs vs APIs Wrapped Around Legacy Systems Key TakeawaysTwo APIs can look identical at the endpoint while behaving...

How Long Does It Take to Onboard With a New Payment Processing Platform?

How Long Does It Take to Onboard With a New Payment Processing Platform? Key takeaways Payment processor onboarding timelines range...

What is LaaS (Ledger as a Service)?

What is LaaS (Ledger as a Service)? Key TakeawaysLaaS (Ledger as a Service) is a ledger exposed as a service...

Embedded Payments isn’t One Thing: Understanding the Core Components for Use Cases

Embedded Payments Isn't One Thing Understanding the Core Components by Use Case Embedded payments gets used as a single category,...